The Role of Title Insurance in Real Estate Transactions: An Emerging Trend
Title insurance is a well-established concept in global real estate, and India is slowly catching up. While the Real Estate (Regulation and Development) Act (RERA), 2016 allows state governments to mandate it, no state has enforced it yet. However, with increasing awareness, more developers, buyers, and lenders are recognizing its
Understanding Encumbrance Certificates: Why They Matter in Property Transactions
In 2022, a Hyderabad family faced financial turmoil after buying a ₹1.5 crore villa, only to discover it was mortgaged to a bank by the previous owner. The lack of verification of the Encumbrance Certificate (EC) led to years of litigation and stress. This case highlights the importance of ensuring